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Visa Card Promotion

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Visa Credit Card Disclosure
Annual Percentage Rate (APR) for Purchases As low as 9.90%
Other APR's Cash Advance APR….as low as 9.90% Balance Transfer APR… as low as 9.90%
Grace Period for Purchases  25 Days 
Method of Computing the Balance for Purchases Average Daily Balance            (Including New Purchases)
Annual Fee None
Minumum Finance Charge None
Transaction Fee for Purchases None
Balance Transfer Fee None
Late Payment Fee 5%**
Card Replacement Fee $15.00 plus expess mail charges
Returned Check Fee $20.00
Croatia Card Fee $10.00
** Of the total amount delinquent
The information about the costs of the card described in this application is accurate as of 03/2013. This information may have changed after that date. To find out what may have changed, contact the credit union 
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"This credit union is federally insured by the National Credit Union Administration."